The latest research indicates money is the No. 1 source of stress for Canadians, and many employees are spending several hours a week dealing with financial issues on work time. With so many things standing between employees’ current financial situation and retirement preparedness, it is time to change the conversation. To effectively change plan member behavior regarding retirement planning, we first need to put the retirement plan in the context of the member’s overall financial profile. Giving members the tools to assess their current level of financial literacy and making it easy for them to take action to improve their financial wellness will ultimately lead to improved retirement preparedness. Financially prepared employees are more engaged at work and will achieve better retirement outcomes.