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> RRQ Publishes Newsletter on Determining Applicable Laws for LIRAs and LIFs
RRQ Publishes Newsletter on Determining Applicable Laws for LIRAs and LIFs
The Regie des Rentes du Quebec (RRQ) has published a
newsletter
on determining the applicable law for a locked-in retirement account (LIRA) or life income fund (LIF). The newsletter is intended for officers at financial institutions and for consultants. It describes how to determine which law applies to sums transferred to a LIRA or a LIF by clients who were members of a supplemental pension plan. The rights of a LIRA or LIF holder vary depending on the applicable law. How the amounts that can be withdrawn from a LIF are calculated as well as the exceptions allowing amounts to be withdrawn from a LIRA can differ widely from one law to the next. This is why it is important to first determine the applicable law for a LIRA or LIF.
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