Canadian Pension Plans

Foundation Publication Search Results

These summaries were compiled from Foundation Publications Search, a database of articles, research reports and books published by the International Foundation and the International Society of Certified Employee Benefit Specialists.


Conversation With Derek Dobson.
Hartman, Robert; Plans & Trusts; v36 no6 pp 27-28 Nov-Dec 2018; journal article

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Abstract : Derek Dobson, chief executive officer and plan manager of CAAT Pension Plan in Toronto, Ontario spoke about DBplus advantages and concerns from employer and employee perspectives as well as larger social issues the plan can help to address.
[0201192]

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Freedom of Information Request Denied Because Disclosure Could Harm Relevant Unions.
Rose, Jessica; Plans & Trusts; v36 no6 pp 32-33 Nov/Dec 2018; journal article

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Abstract : A British Columbia Supreme Court case found that a freedom of information request should be denied because it would cause harm to the unions whose information was at issue.
[0201194]

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Statutory Bar to Collective Bargaining on Pensions Found to Be Unconstitutional.
Hunsberger, Alex; Plans & Trusts; v36 no6 pp 34-35 Nov/Dec 2018; journal article

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Abstract : In Union of Canadian Correctional Officers - Syndicat des agents correctionnels du Canada v. Canada (Attorney General), 2018 QCCS 2539 (UCCO v. Canada), the Quebec Superior Court explored the question of when statutes excluding certain workplace benefits and hiring matters from the collective bargaining process may violate employees' constitutional right to collective bargaining pursuant to Section 2(d) of the Canadian Charter of Rights and Freedoms.
[0201195]

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What's Working: A New Path For Ontario University Pensions.
Hodder, Alyssa; Plans & Trusts; v36 no6 pp 4-5 Nov/Dec 2018; journal article

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Abstract : Moving to a multi-employer jointly sponsored pension plan (JSPP) model can provide relief from the financial pressures created by the pension funding regime of Ontario, with its focus on solvency funding. The JSPP model is based on going concern funding and prudent risk management by the joint sponsors and administrator.
[0201187]

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Common-Law Spouses Must Have Equal Access to Pension Agreements.
Hassall, Lily; Plans & Trusts; v36 no5 pp 34-35 Sep/Oct 2018; journal article

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Abstract : In Lubianesky v. Gazdag, 2018 ABQB 290, the Alberta Court of Queen's Bench found that a provision of the Employment Pension Plans Act, SA 2012, C. E-8.1 (EPPA) that did not apply equally to married and unmarried spouses was unconstitutional.
[0201135]

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Conversation With Alex Mazer.
Plans & Trusts; v36 no5 pp 29-30 Sep/Oct 2018; journal article

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Abstract : Alex Mazer of Common Wealth identified steps organizations can take to improve retirement plans - for the benefit of members and the organizations themselves.
[0201132]

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Searching for Unlocatable Members: Draft CAPSA Guidelines.
Rose, Jessica; Plans & Trusts; v36 no5 pp 31, 36 Sep/Oct 2018; journal article

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Abstract : On June 21, 2018, the Canadian Association of Pension Supervisory Authorities (CAPSA) issued a draft guideline on the issue of unlocatable members of pension plans.
[0201133]

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Superior Court Declines Jurisdiction in Dispute Over Pensionable Earnings.
Plans & Trusts; v36 no4 pp 34-35 Jul/Aug 2018; journal article

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Abstract : UNITE HERE Local 75 and certain of its members sought a declaration from the Ontario Superior Court that gratuities the members earn when working as servers constituted pensionable earnings for the purpose of the Healthcare of Ontario Pension Plan (HOOPP).
[0201062]

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Arbitration Panel Enforces Employer Right to Unilaterally Amend Pension Plan.
Monteyne, Jules; Plans & Trusts; v36 no3 pp 30-31 May/Jun 2018; journal article

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Abstract : In a Saskatchewan Labour Arbitration decision, University of Saskatchewan v. Canadian Union of Public Employees, Local 1975, 2017 CanLII 85017, the majority of an arbitration panel ruled that the University of Saskatchewan had a largely unfettered right to amend its pension plan without need to negotiate such changes with the affected union, the Canadian Union of Public Employees (CUPE).
[0200989]

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Infrustructure Debt as Investment Opportunity.
Jeghers, Yvon J.; Plans & Trusts; v36 no3 pp 22-26 May/Jun 2018; journal article

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Abstract : Private infrastructure debt was once the province of large investors, but private infrastructure debt funds have opened the door for smaller pension funds to enter the market. This asset class may provide opportunities to earn premiums on investments in the low-risk, long-duration part of a portfolio.
[0200987]

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Statutes Should Be in Harmony, Even When Relationships Are Not.
Ragni, David; Plans & Trusts; v36 no3 pp 34-35 May/Jun 2018; journal article

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Abstract : In Fawcett v. Fawcett, the Ontario Court of Appeal held that provincial and federal statutes regulating the division of a federal pension ought to be read harmoniously.
[0200991]

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The Merits of Starting CPP at the Age of 70.
Vettese, Frederick; Plans & Trusts; v36 no2 pp 12-17 Mar 2018; journal article

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Abstract : Delaying the start of a Canadian Pension Plan (CPP) pension can increase its value by 8.4 percent a year, yet few Canadians realize the financial advantages of waiting until the age of 70 to begin their pensions. Employers that want to increase retirement income security for employees should consider providing education on the deferral of CPP.
[0200931]

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Seemingly Neutral FSCO Policy May Have Discriminatory Consequences.
Ragni, David; Plans & Trusts; v36 no2 pp 30-31 Mar 2018; journal article

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Abstract : In refusing to dismiss a case alleging discrimination on the bias of disability, the Ontario Human Rights Tribunal has criticized the Financial Services Commission of Ontario (FSCO) policy not to require pension plan administrators to pay out the commuted value of a member's pension plan while they are challenging their termination, nothing that the policy may have discriminatory consequences for disabled persons.
[0200936]

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Supreme Court of British Columbia Limits Pension Plan Exemptions.
Harnum, James; Plans & Trusts; v36 no2 pp 26-27, 29 Mar 2018; journal article

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Abstract : In "Duncan v. Retail Wholesale Union Pension Plan," the British Columbia Supreme Court has arguably departed from past jurisprudence and signalled to pension plan administrators that the exemptions for discrimination in human rights legislation that apply to pension plans may not be as broad as once thought.
[0200934]

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Conflicts of Interest in Pension Litigation Do Not Go Unnoticed.
Zurakowski, Janeta; Plans & Trusts; v36 no1 pp 31-32 Jan-Feb 2018; journal article

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Abstract : The New Brunswick Court of Queen's Bench removed a lawyer as solicitor of record in pension action against the province of New Brunswick and others after the province converted a public service pension fund from a defined benefit plan to a shared risk plan.
[0200858]

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Conversation with Mark S. Yamada.
Hartman, Robert J.; Plans & Trusts; v36 no1 pp 25-26 Jan-Feb 2018; journal article

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Abstract : Mark Yamada speaks about the advantages of controlled volatility and why pension plans should target outcomes rather than accumulation.
[0200855]

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The Effect of Human Rights Legislation on Insurance Benefits.
Monteyne, Jules; Plans & Trusts; v36 no1 pp 27-28 Jan-Feb 2018; journal article

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Abstract : In "International Brotherhood of Electrical Workers, Local No. 1007 v. Epcor Utilities, Inc.," 2017 ABCA 314, the Alberta Court of Appeal relied on the two leading Supreme Court of Canada decisions on the interaction of human rights legislation with pension and benefit entitlements.
[0200856]

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Ontario Court Leaves Unanswered Questions on PBA.
Ragni, David; Plans & Trusts; v36 no1 pp 33-34 Jan-Feb 2018; journal article

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Abstract : In "Hiscocks v. Financial Services Commission of Ontario Tribunal et al.," the Ontario Divisional Court was presented with the opportunity to clarify the appropriate interpretation of several provisions of the Pension Benefits Act (PBA), including the remedial jurisdiction of the Financial Services Tribunal.
[0200859]

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Tapping the Growth Opportunity of Emerging Markets.
Muldowney, Peter; Plans & Trusts; v36 no1 pp 14-19 Jan-Feb 2018; journal article

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Abstract : With the potential for greater growth and rising returns, a case can be made for plans to invest in emerging markets. But it's important to know the risks and understand the reasoning behind investments in this asset class.
[0200853]

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Beware of Averages: Understanding the New Risk of Retirement.
Macqueen, Alexandra C.; Plans & Trusts; v35 no6 pp 16-21 Nov-Dec 2017; journal article

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Abstract : Soon, nearly 25 percent of the Canadian population will be aged 65 or over. To convert their savings into adequate retirement income, workers will need to know how to navigate the risks of longevity, inflation and sequence of returns.
[0200772]

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The Complexities Inherent in Forum Choice and Human Rights Claims.
Epp, Erin; Plans & Trusts; v35 no6 pp 30-31 Nov-Dec 2017; journal article

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Abstract : The decision in Bassett v. Treasury Board (Correctional Service of Canada), a 2017 case arising out of the Public Service Labour Relations and Employment Board Act, demonstrates the importance of choosing the appropriate forum for a claim and illustrates some of the difficulties in utilizing human rights legislation for pension and benefit issues.
[0200775]

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Longstanding Pension Calculation Deemed Erroneous.
Ragni, David; Plans & Trusts; v35 no6 pp 32-33 Nov-Dec 2017; journal article

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Abstract : An Ontario arbitrator corrected a decades-long practice of an employer that was issuing deficient payments under a pension plan to the surviving spouses of employees who retired early.
[0200776]

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Ontario Ministry of Finance Releases Backgrounder on MEPP Framework.
Harnum, James; Plans & Trusts; v35 no6 pp34-35 Nov-Dec 2017; journal article

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Abstract : On June 29, 2017, the Ontario Ministry of Finance issued a backgrounder, "Target Benefit Multi-Employer Pension Plan Framework," which provides further information regarding a new proposal by the government on a funding framework for Ontario multi-employer pension plans (MEPPs).
[0200777]

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Addressing Behavioural Bias in Decision Making.
Cranston, Susan D.; Plans & Trusts; v35 no5 pp 18-23 Sep-Oct 2017; journal article

Availability : International Foundation of Employee Benefit Plans
Abstract : All of us face internal and external factors that create biases impacting our decisions. It's important for trustees and administrators, given the level of responsibility for others, to identify and minimize these biases.
[0200712]

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Collective Agreement Prevents Unilateral Modification of Pension Plan.
Hunsberger, Alex; Plans & Trusts; v35 no5 pp 28-29 Sep-Oct 2017; journal article

Availability : International Foundation of Employee Benefit Plans
Abstract : In a 2017 decision, a Saskatchewan labor arbitration board prevented the city of Saskatoon from implementing amendments to a pension plan without the consent of one of the affected unions, Amalgamated Transit Union Local 615 (ATU 615). The board relied on language in the collective agreement between the union and the employer that stated that the parties shall negotiate from time to time regarding the plan.
[0200715]

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