Highlights of Survey Results
Table of Contents
Acknowledgments
About the International Foundation
About the International Society of Certified Employee Benefit Specialists
Introduction
Survey Methodology and Demographics
Key Findings
List of Tables
U.S. Results
Part 1: Pension and Retirement Plans
Defined Benefit Pension Plans
Defined Contribution Pension Plans
Part 2: Health Care Benefits
Health Care Plans
Flexible Benefit Arrangements
Cost Sharing: Deductibles and Premiums
Health Care Cost-Management Techniques/Tools
Dental Benefits
Prescription Drug Benefits
Other Health Benefits Offered
Provisions to Alleviate Loss of Health Coverage (Multiemployer)
Part 3: Other Benefits
Life Insurance
Voluntary Benefits
Adoption Benefits
Holiday Benefits
Sick Leave and Disability Benefits
Short-Term Disability
Long-Term Disability
Disability Benefit Funding
Other Types of Leave
Percent of Payroll Spent on Benefits
Canadian Results
Part 1: Pension and Retirement Plans
Defined Benefit Pension Plans
Defined Contribution Pension Plans
Part 2: Health Care Benefits
Extended Health Care Plans
Flexible Benefit Arrangements
Cost Sharing: Deductibles and Premiums
Health Care Cost-Management Techniques/Tools
Dental Benefits
Prescription Drug Benefits
Other Health Benefits Offered
Provisions to Alleviate Loss of Extended Health Coverage (Multiemployer)
Part 3: Other Benefits
Life insurance
Voluntary Benefits
Holiday Benefits
Sick Leave and Disability Benefits
Short-Term Disability
Long-Term Disability
Disability Benefits Funding
Other Types of Leave
Percent of Payroll Spent on Benefits