The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) released the 2018 Form M-1 and related instructions. Administrators of Multiple Employer Welfare Arrangements (MEWAs) that provide medical benefits, including Association Health Plans (AHPs), must file the Form M-1 with the department annually and following certain events, such as a MEWA’s expansion into a new state.
On June 21, 2018, the Department published a rule that allows more groups and associations to form AHPs and also allows working owners without other employees (including sole proprietors) to join AHPs and receive health coverage for themselves and their families. AHPs established pursuant to this new rule constitute MEWAs and, as such, are required to file the Form M-1. All MEWAs that provide medical benefits, including AHPs that intend to begin operating under the new rule, are required to file an initial registration Form M-1 at least 30 days before engaging in any activity. Such activities include, but are not limited to, marketing, soliciting, providing, or offering to provide medical care benefits to employers or employees who may participate in the AHP.
Additional InformationForm M-1 Online Filing System