Consider the Reality
Build Your Financial Foundation
Build an Emergency Fund
Other Tips for Being Prepared
Tools for Smart Money Management
The Power of Spending Plans
Create Your Spending Plan
Tips for Managing Your Money When Income Changes
Credit Reports and Scores
Quick Credit Quiz
About Credit Reports and Scores
Get a Free Copy of Your Credit Report
Identify Theft: Protect Yourself
How Much Does Credit Really cost?
Dealing with Debt
Debt Repayment Plan Step
Need More Help?
Saving and Investing
What is the Difference?
Savings: The First Step in Financial Planning
Investing for the Long-Term
Putting It All Together
Take Charge Check-List
Quick Credit Quiz Answers