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Employers that sponsor a group health plan for their employees may choose to self-fund the plan instead of purchasing health insurance. This means that the plan sponsor retains the financial risk and pays for all health claims out of specifically reserved funds or general business assets. The decision to self-fund is complex and involves strategic decision-making regarding plan design, cost-containment strategies, whether to purchase stop-loss insurance, and plan administration. This online certificate includes four required courses that will review these decision points in detail.
COVID-19 NOTE: The courses in this certificate provide a baseline of standards and practices in regular circumstances and have been updated to include some information about employee absence as it relates to COVID-19.
After successfully earning your Certificate in Self-Funding Group Health Plans, you will be able to:
The Certificate in Self-Funding Group Health Plans is best suited for:
Following the successful completion of an online certificate, students will be able to apply their knowledge in the field and gain valuable experience. Students will also be well-prepared to further apply their learning by attending face-to-face
International Foundation programs and earning their
Certified Employee Benefit Specialist (CEBS) designation.
Those who enroll in the Certificate in Self-Funding Group Health Plans will receive a complimentary copy of Self-Funding Health Benefit Plans. Once enrolled in this program your copy of Self-Funding Health Benefit Plans will be mailed to your address free of charge.
This in-depth guide is for plan sponsors, attorneys and other professionals seeking insight when making decisions concerning the creation and administration of self-funded health benefit plans. Chapters cover a broad range of topics such as regulatory compliance and fiduciary responsibility, risk management and stop-loss coverage, accounting and audits, subrogation, cost containment, investment of cash reserves and more.
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