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On December 20, 2019, President Trump signed the Further Consolidated Appropriations Act of 2020. This law included bipartisan legislation, the Setting Every Community Up for Retirement Enhancement (SECURE) Act, widely considered to be the most significant retirement plan legislation in the U.S. since 2006's Pension Protection Act. The SECURE Act provisions impact many areas of retirement plan administration including: disclosures, selecting an annuity provider, increased age for required minimum distributions (RMDs), a type of open multiple employer plan (MEP) called a “pooled employer plan” (PEP) and more. (Note: MEPs are different from Taft-Hartley collectively-bargained multiemployer plans.)
The International Foundation will keep you up to date on the SECURE Act and its forthcoming guidance.