Regulatory Updates
CRA Registered Plans Directorate Adjusts Limits for 2027
Published October 29, 2026
Canada Revenue Agency (CRA) has announced 2027 limits for the annual money purchase (MP), defined benefit (DB), deferred profit sharing plan (DPSP), the year's maximum pensionable earnings (YMPE), the year's additional maximum pensionable earnings (YAMPE), as well as the 2028 registered retirement savings plan (RRSP) limit.
2027 Limits
- MP limit $36,390
- DB limit $4,4043.33
- DPSP limit $18,195
2027 Maximums
- YMPE $76,700
YAMPE $87,400
2028 Limits
- RRSP limit $36,390