401(k) Plans
The backbone of the United States retirement system has become the 401(k) plan; therefore, having a solid understanding of this type of plan is essential. This course will cover a full range of 401(k) plan topics including eligibility, testing, auditing, plan design and more. Gather with peers and experts for two days to discuss hot topics such as how to avoid compliance failures; bolstering cybersecurity; and environmental, social and governance (ESG) policy issues from the DOL and SEC. Dive deep into plan design and fiduciary issues to strengthen plans and help employees reach their retirement goals.
Topics Covered
- Plan design
- Plan administration
- Investment policy statement and fund selection process
- Communication and education
- Compliance
- Legal and regulatory updates
- Case studies
Course Outline
Day 1
- Plan Design
- Defined contribution vs. defined benefit
- Design considerations
- Adequacy
- Budget
- Cost
- Demographics
- Eligibility
- Service determination
- Compensation definition
- Vesting
- Employee Contribution levels
- Pretax
- Post-tax
- Catch-up
- Traditional vs. Roth
- Employer contributions
- Investments
- Loans
- Withdrawals
- Distributions
- Forfeitures
- Plan Administration
- Implementation/special projects
- Processing decisions
- Allocating plan functions
- Ongoing administration
- Investment Policy Statement and the Fund Selection Process
- Fiduciary responsibilities
- Purpose of an investment policy statement
- Developing an investment policy statement
- Fund selection process
- Communication and Education
- Measuring effectiveness
- The phases of communication
- Communication vehicles
- Required communications
Day 2
- Compliance
- IRC limits
- IRC tests
- Required plan amendments
- Voluntary compliance programs
- Requirements
- Legal/Regulatory Update
- Secure Act 2.0
- Recent developments
- Case Study
In the case study, attendees are presented with a company that has multiple divisions. Each division has its own defined contribution plan. The objective of the case study is to develop and present a consolidated plan for the company.
Course Applies To
Pricing
October 8 - 9, 2025
Hilton Austin, Austin, TX
Through August 25, 2025
US$1,400.00
Member
US$1,620.00
Nonmember
After August 25, 2025
US$1,700.00
Member
US$1,920.00
Nonmember
Pricing
April 29 - 30, 2026
Hilton Scottsdale Resort & Villas, Scottsdale, AZ
Through March 16, 2026
US$1,495.00
Member
US$1,715.00
Nonmember
After March 16, 2026
US$1,795.00
Member
US$2,015.00
Nonmember
Continuing Education
Educational sessions at this program can qualify for CEBS Compliance credit. Visit www.cebs.org/compliance for more information.
