Overview of ACA
Learn the essentials of the Affordable Care Act (ACA). Explore how health insurance works in the U.S., the purpose and key components of the ACA, and the various benefit mandates it enforces. Gain insights into purchasing qualifying coverage through the ACA Marketplace, both federal and state exchanges, and private options. Understand the ACA's funding mechanisms, including penalties and responsibilities for both individuals and employers. This course also covers enrollment processes and eligibility requirements for ACA Marketplace plans. Perfect for anyone looking to deepen their understanding of health care reform.
Topics Covered
- Health Insurance in the United States
- Benefit Mandates
- Purchasing Qualifying Coverage
- Funding ACA
- Enrolling in an ACA Marketplace Plan
Course Outline
Health Insurance in the United States
- Sources of Health Insurance in the United States
- Risk Pooling
- Characteristics of Risk Pools
- Rate Spirals
- Purpose of ACA
- Primary Components of ACA
Estimated Time to Complete: 20 minutes
Benefit Mandates
- Universal Benefit Mandates
- Nongrandfathered Plans
- Grandfathered Plans
- Maintaining Grandfathered Plan Status
Estimated Time to Complete: 30 minutes
Purchasing Qualifying Coverage
- The ACA Marketplace
- State-Based vs. Federally Facilitated Exchanges
- Private Exchanges
- Small Business Health Options Program (SHOP)
- Levels of Coverage Available in the ACA Marketplace
Estimated Time to Complete: 20 minutes
Funding ACA
- Covering the Cost of ACA
- Individual Shared Responsibility Penalty
- Minimum Essential Coverage
- Reporting Participant Coverage
- Employer Shared Responsibility Penalty
- Applicable Large Employers (ALEs)
- Full-Time Employees
- Affordability and Minimum Value
- Cadillac Tax
Estimated Time to Complete: 30 minutes
Enrolling in an ACA Marketplace Plan
- Determining Eligibility
- Application Process and Open Enrollment
- Special Enrollment Periods
- HealthCare.gov
Estimated Time to Complete: 15 minutes
NOTE: The estimated time to complete each lesson is based on word count and assumes uninterrupted consumption of the course. Actual time to complete each lesson can vary widely based on familiarity with the topics and other factors. Time required to complete the course final exam is not counted in these estimates.
Course Applies To
Questions?
Contact us at (888) 334-3327, option 3 or [email protected].
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